This Privacy Policy explains how Bee Health Insured and its coverage team collect, use, disclose, retain, and protect information when you visit beehealthinsured.com, submit an insurance inquiry, use our chat or contact tools, speak with a coverage guide or producer, or otherwise interact with our services.
Bee Health Insured is not an insurance company. We help individuals, families, and businesses compare coverage options. Coverage availability, carrier participation, eligibility, rates, producer licensing, and enrollment rules are determined by insurers, government programs, marketplaces, and applicable law.
Information We Collect
We may collect the following categories of information:
- Contact details, such as name, email address, phone number, mailing address, preferred contact method, and communication history.
- Insurance inquiry details, such as coverage type, household or business needs, budget, renewal timing, provider preferences, prescriptions, current coverage, Medicare or Marketplace interests, and similar information you choose to provide.
- Service records, such as appointment notes, quote-related information, consent records, opt-out requests, carrier or marketplace status, and follow-up tasks.
- Website and device information, such as IP address, browser type, pages visited, form source page, referral source, UTM parameters, cookies, and similar analytics signals.
- Vendor and public-record enrichment, such as business records, property-related trigger data, phone or email verification, DNC and suppression status, and contact append data where permitted by law and vendor terms.
How We Use Information
We use information to:
- Respond to insurance inquiries and requested consultations.
- Compare coverage options for health, life, personal, and business insurance needs, with Medicare-related inquiries handled only where appropriate.
- Route inquiries to licensed producers or authorized partners where licensing, appointment, or state requirements apply.
- Maintain records of consent, contact preferences, opt-outs, broker notes, and service history.
- Screen contact methods against suppression lists, Do Not Call lists, and other compliance controls.
- Improve website content, search visibility, AI-readable service explanations, and customer education.
- Detect abuse, secure our systems, troubleshoot errors, and satisfy legal, regulatory, carrier, and marketplace obligations.
Contact Preferences and Consent
When you submit a form, call us, chat with us, schedule a meeting, or otherwise ask us to contact you, you authorize Bee Health Insured, authorized service providers, and licensed producers where applicable to contact you about your inquiry and related insurance services using the contact information you provide. This may include calls, emails, and text messages. Message and data rates may apply. You can opt out of marketing texts by replying STOP and can ask us to stop marketing contact at any time.
Consent to marketing contact is not a condition of buying goods or services. We maintain contact controls designed around the National Do Not Call Registry, state Do Not Call rules, internal opt-out lists, CAN-SPAM email requirements, TCPA communication standards, and insurance-specific rules that apply to our services.
Carrier and Partner Sharing
We may share information with licensed insurance producers, insurance carriers, general agencies, enrollment platforms, marketplace or Medicare-related systems, quote vendors, CRM and email providers, compliance vendors, security providers, and other service providers who help us operate the business. We share only what is reasonably needed for the service, compliance purpose, or requested transaction.
We do not sell sensitive health information. We do not use health information provided for an insurance inquiry as a general data resale product. We may use de-identified, aggregated, or non-sensitive analytics to understand service demand and improve educational content.
Security and Safeguards
We use administrative, technical, and organizational safeguards intended to protect personal information. These may include role-based access, secure hosting providers, encrypted transport, audit logs, vendor review, restricted admin access, and suppression-list controls. No website or system can guarantee perfect security, but we design our workflows to reduce avoidable exposure and limit access to legitimate business needs.
Cookies and Analytics
We may use cookies, analytics tools, and similar technologies to measure site performance, understand how visitors find our pages, improve content, prevent fraud, and remember basic preferences. You can use browser settings to limit cookies, though some site features may not work as expected.
Retention
We retain information for as long as reasonably necessary to respond to inquiries, provide coverage services, document consent and opt-out preferences, maintain business records, comply with carrier or marketplace obligations, resolve disputes, and meet legal or regulatory requirements. We may retain suppression and opt-out records longer so we can honor your preferences.
Your Choices
You may request access, correction, deletion, or restriction of certain information, subject to legal, regulatory, carrier, security, and recordkeeping limits. You may also opt out of marketing emails, texts, and calls. We may need to verify your identity before acting on a privacy request.
Children
Our site is intended for adults seeking insurance information. We do not knowingly collect personal information from children under 13 through this website.
Regulatory Commitments
We design our coverage workflows around privacy and communication principles reflected in FTC Do Not Call guidance, FCC TCPA rules, FTC CAN-SPAM guidance, Gramm-Leach-Bliley privacy and safeguard expectations, CMS Marketplace and Medicare communication requirements where applicable, state insurance producer licensing, and carrier compliance rules.
Public reference points for these commitments include FTC Do Not Call guidance, FCC telemarketing and text rules, FTC CAN-SPAM guidance, FTC Gramm-Leach-Bliley Act guidance, and Medicare plan marketing rules.
- FTC Do Not Call guidance for sellers and telemarketers
- FCC TCPA and telemarketing rules at 47 CFR 64.1200
- FTC CAN-SPAM compliance guide for business
- FTC Gramm-Leach-Bliley Act privacy and safeguards guidance
- Medicare plan marketing rules
Contact Us
Privacy requests can be sent to privacy@beehealthinsured.com. Compliance requests can be sent to compliance@beehealthinsured.com. You may also contact us at:
Bee Health Insured
[Business mailing address to be added]
Email: hello@beehealthinsured.com
Phone: 1(800) BEE-WELL
Related Policies
Please also review our Terms and Conditions, which explain site use, brokerage limitations, consent language, and other service terms.